Best budgeting apps for 2021

Not only do basic budget apps connect with your financial accounts and track spending, but they also categorize expenses so you gain a better understanding of where your money is going. However, many budgeting apps offer much more than that.

Mint

Mint is a popular budgeting app that’s free to use. It connects to your bank and credit card accounts, so it can automatically track your spending. You can also manually add cash transactions.

Mint provides an overview of your finances and spending habits. It also offers tips on how to save money. The app is available on iOS and Android devices.

You Need a Budget (YNAB)

You Need a Budget is a paid budgeting app that costs $11.99 per month or $84 per year. It connects to your bank and credit card accounts, so it can automatically track your spending. You can also manually add cash transactions.

YNAB offers a more in-depth look at your finances than Mint. It also provides features to help you stay on top of your budget, such as goal setting and tracking. The app is available on iOS and Android devices.

Pocketguard

Pocketguard is a free budgeting app that connects to your bank and credit card accounts, so it can automatically track your spending. You can also manually add cash transactions.

Pocketguard provides an overview of your finances and spending habits. It also offers features to help you stay on track, such as notifications when you’re close to overspending in a particular category. The app is available on iOS and Android devices.

Wally

Wally is a free budgeting app that connects to your bank and credit card accounts, so it can automatically track your spending. You can also manually add cash transactions.

Wally provides an overview of your finances and spending habits. It also offers features to help you stay on top of your budget, such as notifications when you’re close to overspending in a particular category. The app is available on iOS and Android devices.

Acorns

Acorns is an investing app that also has a basic budgeting feature. It connects to your bank account and automatically tracks your spending. You can also manually add cash transactions.

Acorns provides an overview of your finances and spending habits. It also offers features to help you stay on top of your budget, such as notifications when you’re close to overspending in a particular category. The app is available on iOS and Android devices.

Key Moments

• Budgeting apps can help you track your spending and find ways to save money.
• Most budgeting apps are free, but some offer more features than others.
• Budgeting apps can be used on iOS and Android devices.
• Acorns is an investing app that also has a budgeting feature.
• Notifications can help you stay on top of your budget and avoid overspending.